STYLETHREAD -- LET'S TALK SHOP!

lovelygirl · Kenneth Cole

What Credit Cards do you have?

kittenheels · Coach

I only have one - an american airlines mastercard. I think it's fine, though they've really raised the rates to get free tickets

kahluamilk · Dooney & Bourke

I have a Discover card-- pretty happy with it.. They do cashback or you can redeem it with partners- Starbucks/Barnes and Nobles... etc...

And a back up Mastercard for places that don't take Discover.

sephorablue · Marc Jacobs

I have two visas. I should probably make more of an effort to deal with points and incentives and stuff like that, but I can't be bothered...

cahabo · Kate Spade

I've stopped using them though, except for the store cards (for the benefits), but still paying on all of them unfortunately. I have:
*Bank Of America Visa- They surprisingly gave me a high limit being that it was my first credit card. I'm having troubles trying to access my account online though. Oh, and I had to report my card missing/stolen today. I think I left it in a wallet that I just donated to Goodwill yesterday.

*Capital One Visa
*Chase Visa- If you miss just one payment they will call you everyday and harrass you until you pay! Plus the people who call you usually have a heavy accent which is so hard for me to understand. Good thing I've got my payments in order now!
*Macy's- The extra 10-20% off when I use my card saves me a lot of money!
*Old Navy- They were so great to take off some charges that my ex put on my account after I asked them to make it so he couldn't use his card that was from my account. Anyhow, I also like the card because I can use it at Gap and Banana Republic too. Oooh, and I love it when I get Old Navy bucks in the mail for spending such an amount using my card.

jacL · Coach

My very first credit card was Capital One and I thought they had very poor customer service. I received multiple bills in the mail late and they were never very helpful when I called.

Kitty · Hermes

I have two visa's and a mastercard. One of the visas is just an account that's set up to my checking account so that if I overdraw my checking account it goes on to the card. I don't physically have the card though...

sephorablue · Marc Jacobs

jacL wrote:

My very first credit card was Capital One and I thought they had very poor customer service. I received multiple bills in the mail late and they were never very helpful when I called.

omg, how could I forget my capital one nightmare? I won't bore anyone with the details, but suffice it to say, they were an absolute ordeal to deal with.

scarlett · Marc Jacobs

I have a Visa card and the MasterCard that goes with my CitiBank checking account. I've basically decided getting another card would just give me the opportunity to get into trouble. Customer service on both cards has been great -- once three charges were put on my MasterCard that weren't from me, and CitiBank did the refund very quickly.

janey831 · Kate Spade

i have a chase mastercard and a saks card.

Aurora · Marc Jacobs

I have a personal Amex rewards card (linked to my corporate rewards Amex)
Discover card - have cut back on it since I like the rewards on Amex better and its linked to my work card. But its my first CC so I won't cancel it.
BR card - its ok. use it rarely

erin · Chanel

the only one i actually use is my amex. i use it for EVERYTHING and encourage my husband to do so as well. i like their rewards program, and i was able to get my kitchenaid mixer for free thanks to the rewards!

TheLovelyLady71 · Hermes

Circuit City
JCP
HSN
QVC
Capital One
La Redoute
Midnight Velvet
Share 3 w/Joe

ALMOST done paying off the OTHER credit card debt I got myself into...... I think I like Cap. 1 the best, they upped my credit limit last year, and didn't notify me until AFTER I had checked my statement on-line, thanking me for my excellent payment history, etc. etc. I guess.

-- Edited by TheLovelyLady71 at 11:31, 2006-10-03

zeitgeist4 · Gucci

I have 2 Visas, plus store cards. I have a Nordstrom Visa card, and a Providian (now WaMu) Visa. Plus Gap, Neiman Marcus, Macy's, and Target. I only use the Nordstrom Visa and Gap card now.

Cortney1982 · Chanel

Macy's- It was my first ever credit card. The rewards and special sales for cardholders are fabulous.

Bank of America Visa- Don't use this card anymore though. No benefits whatsoever. It's my just in case emergency card.

Discover card- Good customer service, low APR. It's my gotta have it now card.

Victoria's Secret- I love how they send me free $10 gift cards on my birthday and plenty of free panty coupons, and sometimes free perfume.

Sears- I have until January to pay off my 0% financing offer on my TV then I'm cancelling the card. Not like it matters but I hear they are increasing the interest rate again! It's already at 26.4%! Plus I no longer support a business that pays their employees next to nothing.

bluediamond · Dooney & Bourke

I/we have:

One department store c.c, and two Visa's. Thats it! Only one has a balance.

cat · Marc Jacobs

I Just have a mastercard. So far I have had no problems with it.

MissMee · Kate Spade

I have a Gold Amex (not sure how it'd different than regular - it just showed up in the mail), a gold visa, a platinum visa, and a regular Paypal Visa (comes right out of paypal). No store cards for me.

I like them all The Amex helps me out in jams when I'm not sure if I've over-spent on the visas.

NCshopper · Hermes

Just a Visa card. I've paid it all off and have no desire to ever carry a balance again, so I refuse to get any more credit cards.