I like number one, but if you decide on #3, you might want to check the Saks outlet if you have one nearby. I saw a similar one to that (pattern was similar, but it was brown and white) in the top/skirt combo at the Saks outlet a couple weeks ago. It was $68 for the top and around that for the skirt. I was going to buy the wrap top to go with white pants and am kicking myself since I didn't do it...