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Post Info TOPIC: Maternity leave, Insurance and not Returning to Work?


Coach

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Maternity leave, Insurance and not Returning to Work?
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Ok I need some adive here.  Does anyone know how this works or if they can actually do this?


I have not yet told anyone of my intentions not to return to work for fear of the recations I may get.  Plus it's decision between my husband and I and no one else.  My company has not formal Maternity leave.  The combine the STD and FMLA then it move into personal,vacation and sick time  for up to 12 week, as given by FMLA.  I want to get paid for as long as I can when on leave, as much of the 12 weeks as I have earned.  I have been told in order for my insurance to pay for all the medical related to the pregnancy I will HAVE to return to work.  How can that be?  I know towards the end of my leave the comapny sends the release paperwork and asks about your plans for returning.  Can I not just tell them then that we have decided I will not return?


Ok before anyone lectures me, I know this is not the most prefessional way to go about this.  But I have been here 5 years and for the last 3 have been near quiting but satay to help take on new role, train others etc.  I don't feel obligated to anyone here any longer and at best feel quite taken advantage of.


If I went to dscuss this with my HR department, could they tell my boss if I question what happens if I decide not to return?  Is that not confidential?



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Hermes

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There is a time limit for how long you'd have to return to work for your leave to be paid for - maybe 6 weeks?  Or is it that your leave is paid for as long as you intend on returning, and if you decide not to return after your leave is up then you just leave, without having to repay your company the money they paid you for your leave?

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Coach

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maybe I did not eplain this well...


At the start of my leave, when I have the baby.  I go on Short Term Disability, since I am under a doctors care.  STD is something I pay for to have covered under my benefits.  I'm covered at 60% of pay, I can make up the 40% with my earned vacation, personal and sick time, which I have banked at that point.  I can stay on STD for up to 60 days if the doctor says it's nesseccary.  Once my doctor releases me, in order to get paid I have to use the balance of my sick, vacation or personal.  I can get paid this way up to 12 weeks in total including what I take on STD. 


So say my doctor releases me at 6 weeks.  I still have 6 weeks full pay banked with personal, sick and vacation.  If at the end pf that I say I am not returning to work can they say that my medical bills incured while I was preganant will not be paid via my insurance?  That's what I am asking.  It makes not sense since the benefits are part of my salary and I am paying for them every pay period now unitl I Leave the company.


LMonet wrote:





There is a time limit for how long you'd have to return to work for your leave to be paid for - maybe 6 weeks?  Or is it that your leave is paid for as long as you intend on returning, and if you decide not to return after your leave is up then you just leave, without having to repay your company the money they paid you for your leave?






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Marc Jacobs

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I went back to work, but this is what I did:


You probably already know this but, for both STD and FMLA the 1st week of the 6 week period for each program is unpaid & the STD and FMLA paperwork says you may use you vacation pay from work during this period. 


So I used my vac 1st then used my sick time B4 FMLA kicked in cuz I was also nervous my job wouldn't let me use my vac/sic time if they found it my STD/FMLA were over and make me come back to work.  I think you should use up your vac/sick B4 & inbetween, then those will be used up and STD/FMLA will be used up last & they'll think  you decided not to come wayyyyyyyyyy after they paid you the vac/sick time.  My co-worker is the one who educated me on this, but she also decided not to come back & stay at home permanently.


Does that make sense?


Week 1: Vacation Pay


Week 2-6: STD Pay


Week 7: Sick Pay


Week 8-12: FMLA Pay


Good Luck! 



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Marc Jacobs

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itsapinkthing wrote:


. . . I'm covered at 60% of pay, I can make up the 40% with my earned vacation, personal and sick time, which I have banked at that point . . .


I live in California, so I don't know if it's difft in other states.


This is what I thought too & we were nervous about my income being cut 40%, but I ended getting a bigger paycheck when I was on STD & FMLA because they pay you for a 7 day period not & it's tax free.


For example: You work M-F 8-5 & make $500 wk, but after taxes you take home $400 week/$80 per day.  Since STD & FMLA pay you 60% daily including weekends & do not deduct taxes, 60% would be $60 per day X 7 days a week, you'll be getting $420 per wk.



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