I actually like the first one better, but I think the second is way more versatile, especially since you are in college. I don't know about you, but I studied a lot at the library and coffeeshops where I always got cold. That sweater can go casual with jeans or even those comfy lounge-style pants (like Juicy or something) and tennis shoes, or you can dress it up a bit like Rar210 (I think?) did with the jeans and red heels.
I love love love the second one. I don't know why, they're just something about it. Somebody had posted it with jeans and red pumps and it was such a cute outfit!
I posted about the first one awhile ago and I love it.....I think the first one is cozy and would be casual with cords. I definitely would have worn that in college.
I think you will ultimately find the BR one way more versatile because it's a cardi that you can take on and off...plus its versatility will be insane.