I love it like crazy, but I think it would only be worth $68 if it had lots of layering possibilities. I could definitely see it over crinkle camis and wifebeaters, but I wonder if you could layer it over button downs like a thin sweater. I guess the best way would be to see it IRL too.
(Uhhhhh...maybe I need it...I have this aching desire to put it over a blue striped Express button down and wear with my brown and blue hat, but I'm on a ban...)