STYLETHREAD -- LET'S TALK SHOP!

ILoveChoo · Hermes

weird question (brainstorming)

lsubatgirl · Gucci

most stores that I know of will make you get refunded in the same way you paid for the item except walmart because they are walmart. I don't think it will work but I don't see why you wouldn't have activity from buying and returning something.

lynnie · Chanel

Usually you get store credit with a gift receipt. Not sure about banana though.

ejc423 · Coach

Yeah, they probably will just give you store credit. If you have the original receipt they'll just put it back on your card. If you wait until you get your statement from them with your purchase on it, then return w/ original receipt, they will credit your card, you will break even, and I wonder if that would count as activity since it showed up on a statement???

ILoveChoo · Hermes

Hmmm, yeah I think they'll only give store credit. There goes that idea. I guess I'll just have to wait until there's something worth buying

Farrah · Marc Jacobs

To pull out another bit of info from my fabulous Suze Orman book...

If you just want to use it because you think you need to for your credit report that is false. Suze actually suggests keeping cards that you have had for a very long time and cutting them up, but keeping the account open so that you have long creit history with the creditor. Things like this count for 15% of your FICO score.

f413 · Kenneth Cole

Did you know you can use your BR card at Gap and Old Navy as well? A few months ago they made them all interchangeable.

Pardon, just reread Farrahs post. Duh, on my part.

-- Edited by f413 at 14:26, 2005-05-18

ILoveChoo · Hermes

quote:
Originally posted by: Farrah
"To pull out another bit of info from my fabulous Suze Orman book... If you just want to use it because you think you need to for your credit report that is false. Suze actually suggests keeping cards that you have had for a very long time and cutting them up, but keeping the account open so that you have long creit history with the creditor. Things like this count for 15% of your FICO score."

Oh yeah, I read Suze's book and def. know about that. But I want them to raise my credit limit (to lower my utilization) and they won't do it becasue I haven't used it in a while.

I had forgotten about them taking at at Gap and ON- I can def. find something there! Actually my little brother's birthday is comining up so I can get his gift at one of them.