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Post Info TOPIC: WTF RE: Insurance Company Policies
Elle


Hermes

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WTF RE: Insurance Company Policies
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We got a notice to renew FH's 'Good Student' discount on our car insurance policy, so I was filling it out to send it in when I ran across this:


Good Student Discount Eligibility:


Males are eligible if under 25 years of age and enrolled in a full-time academic program.  Eligibility may be extended for up to 4 years after graduation if the individual was eligible for the discount throughout the last 2 years of their academic program.


Females are eligible if under 25 years of age or until married, whichever comes first.


Excuuuuuuuuuuuuse me?!?


Someone please tell me that there is an actual, practical reason for this clause, other than even-too-blatant-for-insurance-purposes sexism?  Anyone?



-- Edited by LMonet at 12:07, 2005-04-20

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Drew


Gucci

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Once we get married we lose all sense of reason!  Duh, didn't you know that, LMonet?


 



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valenciana


Dooney & Bourke

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i know...it sucks.  but apparently car insurance policies and discounts/rewards, etc. are based on statistics on accidents and citations.  who knows, maybe single women are better drivers than married women???  i mean if you think about it, it isn't really "fair" either than rates are higher for those under 25, i mean, that's kind of discriminatory, but it's based on stats.  also, rates are generally lower for women than men anyway AND your rates go down automatically for being married, I believe.  the only part i don't get is why men are eligible for an extended 4 year discount (so, what, till they're 29???) and women aren't.  that's the part that seems least fair, to me.

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bumblebee


Dooney & Bourke

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that is ridiculous!! i know that statistically men are involved in more accidents, so you would think they would get fewer breaks rather than more.  but i guess we shouldn't be shocked--they run the universe so they get more breaks in all aspects of life regardless of common sense. 



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Drew


Gucci

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Posts: 2553
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God, I totally misunderstood, so if you didn't get my joke... totally understand!


I thought you got a lower rate until you got married.  Oops. 


Wait.  Now I don't know which way it is.  Is it discount until married, or what?


Feeling slow in the brain today...



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blink


Coach

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Posts: 1652
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hahaha.  that's hilarious.  it must be because married people drive each others cars and therefore have joint insurance policies.  don't young women have better insurance records than men anyway?  therefore, you can't apply a student discount when that female student might be married to some man.  Now if the discount is applied to a male student, if he is married to a woman it's no big deal because by their stats, women are more careful drivers.  Ah, insurance companies, so silly, it is sexism, but the reason has less to do with married status than it does the higher possibility of a bad man driving his wife's car.



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