STYLETHREAD -- LET'S TALK SHOP!

lynnie · Chanel

credit cards w/ 0% interest for 6-12 months?

Escrime · Kate Spade

Here's a good place to compare all the offers out there:

http://www.creditcards.com/low-interest.php

lynnie · Chanel

Escrime wrote:

Here's a good place to compare all the offers out there:

http://www.creditcards.com/low-interest.php

thanks! now i'm looking at them and they all seem to offer this- is there any that are better than others? Should i get an Amex- seems like they have ones w/o annual fees. I already have mastercards and visas. Not sure if they're all the same, but I do know some places only accept Amex.

Escrime · Kate Spade

I've never had an AmEx, so I have no clue. Sorry!

emery · BCBG

I have a citi visa card that has 12 months no intrest, it has been good. I wanted a visa because everywhere takes it- i personally have never been to a store that only taked amex, so i would say get a visa, although if you are only using it for a mac, and they take both, i guess it doesnt matter

ladysi78250 · Dooney & Bourke

Hey Lynnie,

Best Buy now sells Mac laptops instore and online, so you could take advantage of their 6 months no interest promotion.

blubirde · Chanel

My bf bought a mac through Comp USA (I think that's right), which is a certified Apple dealer. They have much better deals than the cc offers - he got his for 2 or 3 years no interest. Try there first.

needsfashionadvice · Kate Spade

I have a Chase Visa and I believe they do the year no interest thing but I love them because my interest rate is only 7.9%. One of the best I've seen. My credit is good but not outstanding or anything.

pollyjean23 · Marc Jacobs

I'd stick with Visa if possible because it is accepted so readily.

Cricket · Gucci

My Costco Amex was interest free for awhile, but I'm not sure how long it lasted. Now it's 17%, so we don't use it much, just gas at Costco to earn points, but we pay it off every month. Amex is the only cc that Costco takes (they take debit, though). Costco is the only retailer that I've run across in a long time that only takes Amex. I remember about 15 or so years ago, when Target was just getting really popular, Amex was the only card they took!

We had a 0% interest card from Wamu that was awesome. No interest, plus a free credit report every month. We don't have it anymore, and it totally sucks. When my husband had been in Korea only a few months, we switched all our online bill pay from BofA to another bank. He got confused on what he had paid and what he hadn't and the WaMu bill was late. They took away our freakin' 0% int. over ONE late payment. We both have excellent credit, had never been late before, blah blah blah. They didn't want to hear a word of it and didn't care if we cancelled. Next time we need another 0% card, I'm going to guard it with my life. They mean business when they offer those!