I want to apply for the Banana Republic credit card..right now I have a Gap cc and I am going to get rid of that one since I never use it and shop at BR more. I'd rather aim to get a Luxe card at BR. Anyhow, should I apply online or in the store? I know if you apply in-store when you purchase something, you immediately get 10% off your purchase..how does that work if you apply online? Anyone w/a BR card know? Thanks!
You get the 10% off online and then they send you a voucher for 10% off in store. HTH!
Cool - thanks for the info! But...do I have to order immediately after applying for the card or can I use the 10% off my order online anytime? Does that make sense? I want to apply for the card, but don't want to order anything right now - will I lose out on the 10%?
Yup, I would wait until there is something that you want to get online or in store then apply. I don't think that you get the online discount if you apply in store though.
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Yup, I would wait until there is something that you want to get online or in store then apply. I don't think that you get the online discount if you apply in store though.
Farrah is right. You lose the discount unless you use it that day. Also if you apply in the store, you never get an online coupon.
One more question - if I apply online for the card, will they charge my purchase to the new card? I know that's how they handle it in the store - in order to save the 10% you use the card you just applied for..anyone know?
I just got my card a few weeks ago in the store. I got 10% off that day at BR, Gap and ON when I used it. A 10% off coupon for all 3 that can be used in store or online and something about my first online purchase they'd deduct 10% off the bill on the statement when I got it. Just be prepared to pay the bill soon because they billed me within one week of opening the card.